Live In Carer Insurance
As a self-employed live in carer, you make a big difference to someone else’s life in a job that can be both physically and emotionally demanding.
With any responsibility, you try to minimise risks. Still, mistakes can be made, and this is why it’s highly recommended you protect yourself against these potential risks you face daily, with a policy like our live in carer insurance.
We understand the complexities of the work you do and our live in carers Insurance from our trusted partner protects you if a mistake is made, like administering incorrect medication or causing injury while caring for somebody. The public and self employers liability insurance gives you cover should you be faced with a compensation claim due to an error or omission.
Frequently Asked Questions
What insurance does a live in carer need ?
Live in carers require public liability insurance and personal accident cover. This includes legal costs and expenses; accidental bodily damage and accidental damage to property.
What is public liability insurance?
When you are caring for a person, you may be legally liable should they suffer a loss or be injured as a result of the actions of the person in your care.
Public liability insurance protects Live-in carers from potential claims arising from personal injury or property damage to a third party as a result of alleged negligence on your part.
How much is public liability insurance?
The average UK annual public liability insurance premium for live in carers costs £110.
This can be reduced to a more manageable level through discounts that we have negotiated for all of our carers.