Live In Carer Insurance
Get the market-leading Self Employed Carer Insurance available
for only £115.00 per year, with Immediate Cover.
Self Employed Carer Insurance
Your role as a self-employed live-in carer is nothing short of heroic, as you bring profound positive change to the life of someone in need. The dedication you showcase in this selfless and intense profession is truly admirable. Though the emotional and physical demands are high, what you do is incredibly vital.
In the realm of such great responsibility, minimizing risks is always a priority. Nonetheless, to err is human, and in a job as crucial as yours, it’s essential to have safeguards in place. That’s why a live-in carer insurance policy is more than just a recommendation—it’s a shield for your peace of mind.
We are deeply aware of the intricate nature of your calling, and our live-in carers Insurance, offered through a trusted partnership, is designed to support and protect you. Should an unexpected error occur, like an incorrect medication dosage or an accidental injury, rest assured, we’ve got your back.
The Public and self-employed liability insurance is your fortress, standing guard to ensure you’re covered against compensation claims resulting from any inadvertent mistakes. Remember, your hard work doesn’t go unnoticed, and with our tailored insurance, you can continue your admirable work with confidence and security.
Live In Care has teamed up with Surewise to offer Self-Employed Carer Insurance.
Stepping into the world of a Self-Employed Carer is to step into a realm of unparalleled autonomy and opportunity. You have the power to tailor your work hours to perfection, crafting a schedule that aligns immaculately with your vision of balance and prosperity. With confidence, take charge of your professional finances, and exercise the privilege of selecting clients that resonate with your values and standards.
Acknowledging the essentials—such as tax and insurance—is not just a duty; it’s a strategic move. Approach these aspects with the same confidence and finesse that define your service. By doing so, you fortify your business’s foundation, ensuring that your care enterprise isn’t just surviving, but thriving.
Micro Provider Carer Insurance
- Public Liability Cover of £5 Million
- Accidental Injury to any person concerning your work (e.g. your client, a member of the public)
- Injury to yourself as a result of your work
- Loss or damage to property
- Allegations of negligence or abuse
Surewise Carer Insurance – Benefits include:
- Activities Duties Covered
- Personal care includes; preparing, serving, and feeding food or drink, bathing, dressing, moving, and handling. Administering prescribed medicines and first aid.
- General domestic duties include; shopping and basic maintenance, and gardening tasks.
- Looking after the client’s domestic pets or children (or other children for whom the client is responsible) provided that these tasks form only a minor part of the overall work carried out for that client.
- Accompanying any client on social, domestic or pleasure trips.
- Other Cover Highlights
- No Excess!
- Permanent total disablement (such as loss of sight or loss of use of your back)
- Permanent partial disablement (such as loss of sight or loss of use of your back)
- Costs in legal action to defend Your legal rights arising out of allegations of negligence or abuse arising out of your employment as a carer.
- The cost of replacing the keys and locks to external doors of any client’s home following loss or theft of the keys.
- Accidental loss or damage to your personal effects whilst you are in the course of your employment.
- Accidental damage to any client’s property by you due to forced access to their home solely to deal with a medical emergency.
Live In Carer Insurance Frequently Asked Questions
What is live in carer insurance?
Self Employed Live in carers require public liability insurance and personal accident cover. This includes legal costs and expenses; accidental bodily damage and accidental damage to property.
What is public liability insurance?
When caring for a person, you may be legally liable should they suffer a loss or be injured due to the actions of the person in your care. Public liability insurance protects Live-in carers from potential claims arising from personal injury or property damage to a third party due to alleged negligence on your part.
How much is self employed carer insurance?
The average UK annual public liability insurance premium for self-employed live in carers costs £125,00 but our insurance deal is just £115.00 per year
Do you need insurance to be a self-employed carer?
As a self-employed carer, you will need to have Public Liability Insurance to protect you from situations that involve personal injury, errors (such as medication), and accidents which would not be covered by home insurance of the client.